Know Your Mentor...

For 15 years, I’ve worked across some of India’s most respected financial institutions — ICICI Bank, Aditya Birla Mutual Funds, Tata Mutual Fund, SBI Mutual Fund, IndusInd Bank — and later stepped into the fund-management side at Modern India Ltd.
My journey has moved through both worlds: Wealth Management → Fund Management — something very few professionals get to experience end-to-end. Across this journey, I’ve handled market cycles, client emotions, portfolios worth crores, and thousands of investment decisions. And somewhere along the way, one pattern kept repeating itself — quietly, but consistently: Most financial decisions in India are taken by men.
Even when a woman was the primary investor, it was usually the husband, father, brother, or a male advisor driving the conversation. And what disturbed me more was this:
In many cases, I saw advisors explain less, assume more, and soft-sell products just because the client was a woman and “wouldn’t dig too deep.” As a professional, that never sat right with me. Because I’ve always believed that investment knowledge is a life skill — not a male skill. And I’ve met countless women who were perfectly capable of understanding portfolios, risks, returns, asset allocation… if only someone bothered to explain it properly. 

Over the years, this thought stayed with me: Half of our country — Half its talent, Half its discipline, half its financial potential — is quietly kept away from the world of informed investing. Not because women can’t understand it, but because nobody wants to engage in upskilling them with seriousness and respect. This became one of the driving forces behind Arth Niti. 

After spending more than a decade inside banks, mutual funds, and a conglomerate’s investment office, and after mentoring many young professionals in the industry, I realised something simple but powerful: If we really want financial literacy to grow in India, we cannot leave women out of the conversation. So while my work at ArthNiti spans career development, markets, and mutual fund expertise, this specific program is a space where women can learn mutual funds in a clear, practical, no-nonsense way — without being talked down to, confused, or misguided. It’s everything I’ve learned from real portfolios, real conversations, real market events, and real responsibility… shared with the intention that every woman should have the confidence to make financial decisions on her own terms.

We are with you!